Varad Financial Services Pvt. Ltd. is an AMFI Registered Mutual Fund and SIF Distributor (ARN-346389) committed to empowering individuals and families through investor education, ethical financial practices and access to suitable financial solutions.
Incorporated on 1 January 2026, the company represents the evolution of a journey that began in 2003 with a simple vision—to help people make informed financial decisions and build long-term financial freedom.
Today, with more than 22 years of industry experience, 2,000+ investors, 175+ Crore Assets Under Facilitation, 8 dedicated team members, and offices in Nashik and Pune, Varad Financial Services Pvt. Ltd. continues to grow as a trusted financial services organisation built on integrity, transparency and lasting relationships.
# Our Purpose
We believe that true financial well-being is built through knowledge, discipline and informed decision-making.
Our purpose is to simplify financial concepts, promote investor awareness and facilitate access to suitable financial solutions that help individuals and families pursue their financial goals with confidence.
# Our Vision
To build a trusted institution that endures across generations and supports families in achieving their financial goals.
# Our Mission
To guide families in achieving their financial goals through a disciplined investment process and a long-term thinking.
# Our Core Values
1. Trust : The foundation of every relationship we build.
2. Integrity : We always choose what is right over what is easy.
3. Discipline : We follow a disciplined investment process rather than emotional decisions.
4. Responsibility : We serve as trusted financial partners, committed to our clients; best interests.
5. Long-Term Thinking : We focus on sustainable wealth creation through a long-term perspective.
# Our Philosophy
Becoming wealthy or living a financially secure life does not necessarily require having a large amount of money. What is essential is to manage the money you have today and the money you will earn in the future wisely.
# Our Story
Every successful institution begins with a purpose.
The foundation of Varad Financial Services was laid in 2003, when our Founder, Sachin M. Kharate, CFP®, entered the financial services industry while working in the hospitality sector. With determination, continuous learning and a strong desire to help families achieve financial security, the journey began through Life Insurance distribution.
In 2005, the organisation expanded into General Insurance, offering Health Insurance and other protection solutions.
Recognising the growing importance of long-term wealth creation, Mutual Fund Distribution was added in 2007. During the same year, the decision was made to dedicate himself full-time to the financial services profession, and on 2 December 2007, the first office was established in Nashik.
A defining milestone came in 2012, when the globally recognised CERTIFIED FINANCIAL PLANNER (CFP®) certification was earned, reflecting a commitment to professional excellence, ethics and continuous learning.
Over the years, the organisation continued to grow through knowledge, disciplined processes and investor trust. Important milestones included receiving the prestigious MFRT Samman Award along with featuring by Cafe Mutual in 2016 , also featured by Morningstar in 2017, qualifying the PMS Certification Examination (2024) and SIF Certification Examination (2025).
The organisation also embraced digital investor education in 2024, reaching thousands of people through educational content in Marathi across Instagram, Facebook, YouTube and LinkedIn.
As the business expanded, all operations were transitioned to Varad Financial Services Pvt. Ltd. on 1 January 2026, establishing a professionally managed corporate structure. With the opening of the Pune Office on 2 May 2026, the company strengthened its presence across Maharashtra while continuing to serve investors with the same values on which it was founded.
Discover our journey through Photos, Certificates, Awards, and Client Testimonials."
